Well like donk has said, the market is really bad to buy a car right now and you really gotta be a sucker, to pay above market + full ICBC tax + high % rate. Not everyone is like badhobz and can afford to pay cash. I wouldn't pay cash either if I had it, gic rates are still pretty high and % rate trending down. Just wait 6 months till fall when all the sucker's who overpaid are underwater, repo time
+ a golf r isn't really a collector car so it's not gonna go any higher in value nor has it hit bottom depreciation