Quote:
Originally Posted by BIC_BAWS
51% of take home at the moment. I'm up for renewal and the best option is 36 Closed, 5.99% fixed, with a $3,367.91 renewal fee or 36 closed, 6.29% with a $200 renewal fee. The difference in biweekly payment is only $60 ish, but I'd have to pay 3.4K to "save" (or payoff more) $1.1K.
Either way with these new crappy rates, it'll push the ratio to ~63% of takehome.. kinda fucked.
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Which bank? I'm seeing people get under 5% pretty easily:
https://www.reddit.com/r/PersonalFin...ing_something/ - 4.69% 5 years
https://www.reddit.com/r/PersonalFin...d_or_variable/ - 4.9% 3 years
I've seen lower than that with some older posts.
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Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
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