Are you sure you're not over trigger already, a lot of people who bought during the pandemic has hit trigger long ago with their balance going up each month cuz % is more than their payments.
Quote:
Originally Posted by donk.
Been paying 0 extra since day 1, my payment has not changed, 99% of payment to interest baby! 
I think the next hike puts me over the trigger.
Sent out an email today to the bank to maybe swap to fixed lol |