Quote:
Originally Posted by Hondaracer
I’ve known other people using that card but I don’t really see what the benefit is?
The rates I get pulling either cash advances off a credit card or pulling money from my bank account are always very close to the given exchange rate at the time and some CC’s like the Scotia infinite travel card have no international transaction fees. So I don’t really see the benefit in using cards like the Wise one?
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Personally, I don't use a travel credit card, but I realized my card has the foreign transaction fees tied into the conversion which adds up a bit. I typically use Wise when its a sketchy place and I know they can't really cause any problems in the future. I also hate carrying cash so the peace of mind of just grabbing it whenever I need it is easier when moving around.