Quote:
Originally Posted by BIC_BAWS
Of course the smart thing to do would be to sell my car and buy a shitbox. But the shitboxes cost 70% as much and quality of life is so much worse. The smart thing to do, like you say, is to save in my 20s. Props to the people doing or had done the financially responsible things cause it's hard to always choose responsibility over happiness.
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Hang in there, buddy. For the most part, I consider myself being caught up in some sheer dumb luck because at the time when I bought my first apartment in my late 20's, RE prices have not gone bat shxt crazy yet -- I think my first starter apartment was a 700 sq ft affair for just $300k+?
Young folks really have the odds insanely stacked against them, and you are already ahead in that game, even though it doesn't feel like it.
I signed up for my current mortgage @ 40 yrs old, and right now, I am aiming to pay it off @65 LOL~ (All the while being house-poor.) That'd make the perfect retirement gift, wouldn't it LOL?