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Originally Posted by unit
anyone else notice how much extended medical practitioners are charging these days? i still see some that are reasonable, like $110-120/hr for an RMT, but some are charging like $180/hr now? i know most ppl have benefits that pay for this, but when your benefits cover like $500 for each type of practitioner, $500 wouldn't even get you three 1hr massages anymore.
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They can charge whatever they want, but a lot of the extended coverage has a per session cap. If they charge over the cap you'll have pay out of pocket anyways. So if they charge $180, and your cap is $110 (it was for me a before covid) then you have to pay $70 out of pocket.
Quote:
Originally Posted by GS8
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Wife wanted kids, so we had kids. Most of our friends have kids, but I don't know which gen we are part of when we are all ~85-90. I find most couples who get married end up having kids except for the ones that can't, and very few that choose the DINK life.
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Originally Posted by BIC_BAWS
I'm 26 in a few weeks. I know women are going to ask me this question frequently on dates. It's not a simple answer. It depends on if we can afford it AND provide the child with a childhood that doesn't show struggle. As I reference previously, I grew up in BC Housing and for a decent part of my childhood we got our groceries at the food bank. I don't tend to celebrate holidays or my birthday, but I think that's because growing up, we didn't have money to celebrate it. For Christmas, we'd go to the Richmond Christmas Fund. We never did dinners or have people over, because once again, we couldn't afford it. I don't want my kids to experience that, so the only way I would be willing to have kids is if I can guarantee that they won't have to live a childhood of feeling like we're too poor to live / feeling like a waste of space because the family doesn't have enough money so as a child I feel like a parasite.
AND on the other token, I don't know how I can be delicate around a child. Most of my peers, professionally and personally, know that I don't beat around the bush and I tell it how it is.
Today, I had an employee make a complaint because someone (probably me) hurt his feelings (LOL). Two days ago, I told him, "hey I appreciate your hard work but I found these mistakes, can you please be more mindful of it." He did seem like he took it a little too personally so I gave him some space, but I checked in on him at the end of the day and apologized if I was too harsh. He said that he's fine it's just the project that's stressful but "you're all good".
Anyway, point being is that, I don't have the patience to tip toe around someone in their mid-30s let alone a real child lol.
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I think it shows that you have given it enough thought to understand it's not a simple answer, if the girl demands a yes or no then she might not be for since it's not a black and white answer for you. It's also the person you are with as well, you might be a good fit with one person to have kids, but not with another. Then there are people who's sole purpose in life is to have kids.
The whole affording bit though, most will never be financially ready to have a kid. You just need to figure out what is a must have and what you will need to forgo. Organized sports may be an important enough factor for you to forgo traveling somewhere far once a year. Your lifestyle may mean you need to spend money on bikes and the transporting devices required so you can have family rides together rather than having a sports car. Extra curricular activities are more important than always having nice/new clothes, instead doing with hand me downs. It's things that we have to think about all the time, and more so now with 2 kids.
The whole tip toeing bit is tough, especially if the child is very sensitive (like mine)