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dark0821 · 08-27-2023, 07:07 PM

Oh Tesla insurance is stupid...ofc no one tell you this crap before you buy... my own fault for not doing research...

Driver factor 0.558

Exact same coverage
Exact same use
Exact same deductable 3mil, 300, 300
Exact same address
Exact same driver

literally the coverage is a carbon copy of my prius

Prius Prime = $1,810 per year (ICBC Basic + ICBC Comprehensive)
Model 3 = $5,117 per year (ICBC Basic + ICBC Comprehensive)

I literally asked the agent if he made a mistake, and he was like nope.

Joined facebook group, found out that ICBC was outrageous, changed plan literally 2 days after delivery.

Now my Tesla coverage = $2,080 (ICBC Basic + Family Insurance Comprehensive)

Still the exact same coverage, but I heard Family is an one-claim wonder, the moment you claim anything on it, you will never be able to buy the insurance at a reasonable rate again even if it is not your fault (ie hit and run, rock hitting windshielf on hwy etc etc), so driving extra careful with the Tesla lol....

If it was an actual collision (knock on wood) and not your fault, you are still good, cuz you wont be using your comprehensive....

08-27-2023, 07:07 PM	#2924
dark0821 Rs has made me the man i am today! Join Date: Oct 2008 Location: Van604 Posts: 3,254 Thanked 2,712 Times in 773 Posts Failed 113 Times in 44 Posts Member's Picture Albums	Oh Tesla insurance is stupid...ofc no one tell you this crap before you buy... my own fault for not doing research... Driver factor 0.558 Exact same coverage Exact same use Exact same deductable 3mil, 300, 300 Exact same address Exact same driver literally the coverage is a carbon copy of my prius Prius Prime = $1,810 per year (ICBC Basic + ICBC Comprehensive) Model 3 = $5,117 per year (ICBC Basic + ICBC Comprehensive) I literally asked the agent if he made a mistake, and he was like nope. Joined facebook group, found out that ICBC was outrageous, changed plan literally 2 days after delivery. Now my Tesla coverage = $2,080 (ICBC Basic + Family Insurance Comprehensive) Still the exact same coverage, but I heard Family is an one-claim wonder, the moment you claim anything on it, you will never be able to buy the insurance at a reasonable rate again even if it is not your fault (ie hit and run, rock hitting windshielf on hwy etc etc), so driving extra careful with the Tesla lol.... If it was an actual collision (knock on wood) and not your fault, you are still good, cuz you wont be using your comprehensive.... __________________ Proud member of GRAPE Great Revscene Action Photographers Enthusiasts AE101 Rolla 96' //Sold RPS13 240SX 90' //STOLEN RMS13 240SX 91' //Scrapped RHS13 240SX 90' //Scrapped S35 Rogue 12' //Gifted to Parents GD 6MT Elantra 13' //Sold CZ4A 5MT GSR Evo 08' // Totalled Ioniq DCT 19' //Traded in NA MX-5 5MT 97' // Sold Prius Prime 21' //Traded in Tesla Model 3 RWD DD GSX-R 600 K5' Mental Therapy Prius Prime 24' New Kids Carrier Last edited by dark0821; 08-27-2023 at 07:13 PM.