https://www.icbc.com/insurance/produ...rotection.aspx
I'd get this - or at least crunch the numbers before your 30 days is up
in 2010 I wrote off my 3 year old Mazda3. Shitty Mazda depreciation I would have been lucky to get 12k for it. ICBC stroked me a cheque for the 25k price I paid for it (minus tax)
If you qualify for this policy (you do) it's definitely worth considering.
(note: I'm speaking from a 13 year old experience, things may have changed)