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Old 12-08-2023, 02:46 PM   #3500
68style
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You're thinking of insuring for only 3, 6 or 9 months... short term insurance... that costs more than insuring for 1 year.

If you're putting your 1 year renewal on payment plan, it's a super low borrowing rate. I just don't want to hand them ~$1,300 today when I can do it at $112 a month instead (my 2004 Lexus as an example). I think the borrowing cost for the whole year is like $30 or something like that.
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