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Well both those things are already happening to some degree no?
Current liberals have extended amortization and now allow re-amortizing a mortgage, also have extended those allowances for insured mortgages and first time home buyers? So in that way, it’s become “cheaper”
On the home front, look at the BC NDP, buying homes and subsidizing 40% of them for buyers? Handouts, which, let’s face it, will only hurt anyone not getting into these homes through raised taxes and however else the propose to pay down 1.x billion annually to support these programs.
They are both doing essentially what you outlined there in a hugely round about way
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