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Thanks for sharing.
You need to either cut cost or make more money or both.
1. We're all car enthusiasts and hurts to say it but you need to sell your CTR like yesterday and get an appliance car. Don't tank your credit score for an expensive hobby.
2. I don't know your education/skillset or what the circumstances were that you had to shut down your businesses but you cant survive on 60K with your responsibilities.
3. Might have to explore selling the house if it appreciated in value. Like Hondaracer said, your parents can qualify for a co-op or a low income housing and it'll set you free financially to focus on yourself.
4. Move to Alberta... depends on the individual's skillset/desires. The job market there is hit or miss.
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