Mortgage was at 3.99%, now at 5.99%. Current owing is around 600K? Idk my mom takes care of that I just make sure I pay into our joint. Her goal is to clear another 300K by 2028 at which point they'll retire and I will have to take on 100% of the mtg, which is fair bc she's doing double payments now. And it should be more feasible at 300K mtg in 2028.
Car is at 3.99% and I think it's not worth selling or switching. I'll keep it forever.
It's only one payment... This year. RBC is pretty forgiving so there hasn't been any hits on my credit.
Car payment is more of a cash flow issue this month.
I need to cut down on eating out and honestly track days. I did 6 this year.. all fire sale but still.
Quote:
Originally Posted by CivicBlues
K, I feel shitty now being so snarky yesterday without knowing the whole story.
Also if you're having thoughts about suicide or ending things hoping that it'll make things easier for your family...it won't. Please talk to a mental health professional. We're all gunning for you. Good luck bro
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The beauty of social media (or RS) huh... This is why context is important to me and being transparent. I have no qualms about giving the full story and if someone wanted to look in post history, it's reflected there as well. Plus, here it's easy enough to scroll past if you don't want to read it. I wouldn't post this on my personal social media.. ironically.
I don't actively want to commit suicide... I think committing suicide is selfish and a cry for help. I'm saying if I happened to die, it is what it is. Some people are so scared to die, I'm not. I'm living what I can now, but lately in the past year minus the few track days it feels like I'm not really living so it's all the same to me.
I wouldn't attempt (as an adult) because I would feel guilty that I'm burdening you guys, my friends and my family for not seeing the signs and doing something about it.
I should rephrase and shouldn't joke about it because it is difficult and I don't want to diminish those who have attempted - successful or not.