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I guess I'll just say this:
When it comes to choosing a career path, you need to choose what you'll enjoy doing over and above solely how much money it pays. If you're already saying now that you'll be miserable doing accounting, then don't even consider it. You won't survive waking up everyday being miserable at work without it causing serious problems later in life (relationships, health, etc).
I understand it was being an entrepreneur, but if the mortgage is preventing that, then find the next best thing. Like me, I wanted to be a pilot more than anything. But my eyes became terrible and we had no money for pilot school. What can you do. So I found another passion. It takes time but you'll figure it out, but you need that mindset to get there.
The other thing is you gotta accept the fact that your current financial situation isn't allowing you to do the things you love most. Track days??? Get the fuck out lol. Of all the hobbies in the world, that's like the most expensive of them all with huge financial risk on top of it. The fact it makes you happy so it's worth doing is unrealistic.
Find new hobbies that make you happy that don't require all that debt. I know it's hard to hear, but what can I tell you. Sometimes it sucks to suck. Deal with it and stop digging yourself into a larger financial hole just because it makes you happy. Same with the weed and vaping.
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