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I hope you don't take this the wrong way, but even if you were to start having an income of 150k+, you'd probably be in even more debt that you are in now.
Well, at least not unless you make major changes in the way you approach making financial decisions.
People who keep talking about waiting for more money to come in most likely means that they have already spent it before they've ve actual made that much, and that happens at any income level. It just means spending even more money they don't have the more money they make.
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Never argue with a dumbass, they drag you down to their level and try to beat you with experience
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