No EV... funny thing is if I had EV charging capabilities at home, I'd be in a red Model 3 right now instead of a red Type R.
There's this whole panel capacity, aluminum (or was it copper) wiring thing, and not enough power supply in this junky ass house.
Quote:
Originally Posted by RevYouUp
Also one last note. Don’t write off travelling in your 20s. Travelling with your closest friends in your 20s is something you shouldn’t take for granted and will be hard to replicate when everyone’s older and have their own commitments. Good luck man, just take responsibility of your finances and stop having excuses for yourself of you’ll find yourself in a worst situation in your 30s.
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Yeah this is one of the expenses I wish I didn't track and instead saved money for. I'm missing a Japan trip for 2025 because I can't afford it. And well most of my friends are getting closer to 30s.
And yes, those guestimates are pretty accurate.
$1500 for my portion
$646.80/mo for the car
$200 for insurance - accurate
Gas is likely more than $300... but ya.
I didn't really start to feel the struggle until gas got more and MORE expensive and I used my safety net to paydown the mortgage (not by choice).
I'm pretty frugal with additional car expenses (not an excuse). All my basic maintenance is covered - lifetime oil change package, wheel/tire warranty, FCPEuro for brake pads, brake fluid, and Motul 300V (as needed), rotors are the only thing that isn't covered but I buy people's used rotors lol, and tires (ie. in the summer I got a pretty new set of Cup 2s for $200) - I almost always buy used and wear them all the way down. I initially chose the newer car so I don't have to worry about maintenance or reliability at all.
I don't
buy mods, things just end up in my possession lol (no i didn't steal it) or I already had it (5x120 wheels from BMWs). I'm a strong believer that I should be tracking the car stock until I am a good enough driver to justify mods. The car is tuned, but that was covered as its a shop's dev car.
I'll say this now. I'm 100% committed to not tracking in 2025, with the exception on if I get my track days sponsored (by friend) which outside of gas is no additional expenditure since I use FCPEuro.
And yeah.. I'm concerned about what's gonna happen in 5 years when I do need to find my own place to live and what not. However, I am doubtful that I'll upgrade my car beyond the FK8. I'm an one car forever type of guy. The only reason why I have an interesting list of them is because they keep getting written off.
Edit: Just looked it up, I owe $17.6K. So thankfully, I'm not underwater yet. It seems like general consensus is $35K is on the cheap end, $38-$39K if I want to play the Rallye Red one MY card. Let's aim lower and say I actually get 30K, that'll leave me with $12K to find a replacement daily, which I think I can get my friend's CSX-S for. But then I'll be back at 0 and have to consider cost of maintenance which is not the same as a monthly payment, but it's an expense.
It being $17.6K owing makes me think I should almost just work harder and pay this off ASAP, which would give me the most breathing room. Still skip out on track this year tho and work on personal finances.