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Old 11-27-2024, 11:00 AM   #1
blkgsr
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Taxes and how to avoid them

I'm curious to get some input and tips on how you guys find ways to mitigate or lessen your taxes.

Married, one young daughter in day care (stated this year). I make good money.

I take advantage of the RRSP matching program and typically every year my goal is to top up my RRSP contributions to the point I don't pay taxes. Enough to get a couple hundred back to be safe.


I have investments but no sales that would trigger any capital gains, just dividend payouts etc. Nothing crazy.

Wife works, good money. I have her to at least the same with RRSP so she doesn't pay. She does a little more.

What can be done, claimed to help with taxes? Anything? We'll start getting some more child benefits this year?

I've done my own taxes are years now, is a tax accountant really worth it? Are they going to help enough to justify the cost?
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