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Locally in Vancouver (where most of us are), I'd say flood risks should be the main factor of concern as far as insurance coverage goes. The amount of water that we see from heavy rain nowadays just seem to be so much more serious compared to the past. Pockets of localized flooding all over the city is almost a given now when we get hit with a weather system that lasts multiple days.
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Originally Posted by westopher
The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid.
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