Quote:
Originally Posted by Traum
Locally in Vancouver (where most of us are), I'd say flood risks should be the main factor of concern as far as insurance coverage goes. The amount of water that we see from heavy rain nowadays just seem to be so much more serious compared to the past. Pockets of localized flooding all over the city is almost a given now when we get hit with a weather system that lasts multiple days.
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Something people with detached homes should be on the lookout for are neighbours and also city civil works which push ground water onto your property. As far as I know when we were building new homes, you must contain ground water whether it be rain etc. and deal with it on YOUR property.
If someone is doing ground works or sloping shit toward your property, this could have a huge effect on your foundation drainage and ultimately flood your basement or backup your plumbing.
I have a lane behind my house that is just a mud pit when it rains but it seems like it retains the water OK and isn’t rushing into my suite however, I’m very hesitant to contact the city about it because it would take substantial work to fix it and if all they did was fill it in with gravel etc. all that water is going to come into my property