01-14-2025, 05:09 AM
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#34160
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RS.net, helping ugly ppl have sex since 2001
Join Date: Apr 2004
Location: GTA, BC, HK
Posts: 8,425
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Quote:
Originally Posted by EvoFire
My broker isn't high on the rates coming down much more. Neither am I.
I asked him if it would be worthwhile to go variable. His answer was variable is half a percent more right now. You have probably a year before you can beat that rate and this puts money in your pocket right now vs a year later.
We broke your fixed term at 18 months. We can break it again if the market calls for it.
Reading between the lines, the bank has zero problems breaking terms without penalty in the near to medium term. My guess is cause I am at risk of moving it to another bank and they are clawing on, business is slow.
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always call on another broker and find out the real data. Of course the current guy wants you to stay.
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