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Old 01-14-2025, 10:20 AM   #34170
Gerbs
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Quote:
Originally Posted by JDMDreams View Post
Scotia usually has higher rates, but they tend to be more lenient from what I've heard. Also less payment flexibility. She probably gets the most cash back from them. Obviously she's not making the least amount from them.
I got 3.9% 3-y Fixed on renewal at scotia on $355K remaining $420K starting in Dec.

TD Offered 4.3% 3-y fixed + $3K cash back

RFD quoting 4.1-4.3% at that time, not sure how I got it, my friend doing the same renewal got offered 4.2%
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