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Old 01-15-2025, 06:16 PM   #34186
supafamous
RS has made me the bitter person i am today!
 
Join Date: Mar 2011
Location: Vancouver
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Quote:
Originally Posted by Gerbs View Post
My gap was almost 0.60bps, so why risk waiting for a 0.60gap + pay a premium until it comes
My window to renew doesn't open till April (I have to renew by end of Oct) so unless I get lucky like EvoFire (and I don't use a broker) I'm only window shopping till April and even then I'm stuck with TD till Oct.

I've already maxed out my lump sum for the year so now I'm doing the math to figure out how much more of a lump sum to do (and when to sell my investments) when I renew - if TD gives me a good rate in Apr I may want to start selling off now so I have the money in hand. Or I can just jack my monthly up (to a max of $18k) and ride it out till October.
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