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Old 01-16-2025, 07:14 PM   #34196
lowside67
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Quote:
Originally Posted by supafamous View Post
My window to renew doesn't open till April (I have to renew by end of Oct) so unless I get lucky like EvoFire (and I don't use a broker) I'm only window shopping till April and even then I'm stuck with TD till Oct.

I've already maxed out my lump sum for the year so now I'm doing the math to figure out how much more of a lump sum to do (and when to sell my investments) when I renew - if TD gives me a good rate in Apr I may want to start selling off now so I have the money in hand. Or I can just jack my monthly up (to a max of $18k) and ride it out till October.
Why would you ever liquidate investments to pay out a mortgage? The worst rate in the world these days is still sub 5%, and if you arent getting 5% in your investment portfolio, then...?

-Mark
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