[Hondaracer]

What’s a “taxed account”? I guess accounts not in TFSA or RRSP?

You’re not getting taxed until you realize your gains or withdraw RRSP ?

Year over year for the last handful of years both my personally managed investments and my professionally managed ones have been 12-16% returns. Pales in comparison to the top mortgage rate I was paying which I think was 5.6?

Since December 12th we’ve been sitting at 4.29 now. Even if the market takes a shit I’ll be coming out well ahead at this point. My wife has always been one to want to pay down the mortgage but when we renewed on variable I convinced her to keep pumping more and more into investments VS make lump sum payments on the mortgage and luckily it’s paid off very well