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Yes in general we are running a bit tight on things. Kids are 7/9 and we justify "running it a bit tight" by this being the golden time where they still like us etc. Lol. We do one trip at spring break to Hawaii ( Mexico this year and no USA for a while). and a few small trips in the summer to friends places , maybe a summer vacation rental in osoyoos etc. One kid started hockey this year as well as doing lacrosse ( Box in the summer , field in the winter). So life in general right now is expensive.
That being said we clear the credit cards monthly and no debt beyond mortgage(s) . I just don't want to put ourselves much further past "tight" . At the same time we want to redo the back yard a bit with the deck and few odds and ends on the house ( painting , maintenance , etc) .
My investment advisor also suggesting we take some capital out of the condo to invest at the same time which makes sense on paper but I'm a little hesitant . I personally don't see huge gains coming on the condo market in the next 3-5 years ( but what do I know) so maybe keeping the condo at all makes no sense.
At the end of the day I'm trying to see this condo purely as a investment vehicle and not someone's home. If you had a investment that was underperforming by $300 month would you not look to rectify that or would you say "Does an extra $300 in rent a month make .." .
Anyway thanks for the replys..always good to get other perspectives.
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