I don't get how ppl do the numbers, $1100 a month just on a car payment, then you add like $300 on top for insurance, $200 for charging/ gas on the low end. That's $1600 already. On just car. Add in $2000 a month rent to live like a poor person, cuz you sure ain't getting anything nice for $2000, more if you own and have to pay strata/ insurance. $1000 on food, misc Netflix, Spotify, Amazon prime. That's $4600 net a month. X12 = $55200 a year. On a $100k income you take home about $71924 according to Google, so you have $16724 a year left for misc which is $1393 a month.