Following up on the private banking thing - from an RBC rep on fees:
1) There's a monthly fee of $125/mo.
2) That's rebated by $75/mo if you have $1M in assets with them.
3) It's rebated the full amount, if you have $1M in assets, plus $2M in approved credit facilities with them.
So I guess to unlock free perks, you could do a HELOC, and just take a million dollars out!
