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My wife lived at home during school. We moved out once I was done school and we rented a basement. She didn't have student loans as her RESP paid off most of her tuition whereas I had about 18k of loans. By the time we were 27, she had about 100k saved up and I had about 10k (we shared my car, I paid for the costs, I had student loans, and I made less, works out better that way at the end as she's better at saving than me cause I would have just blown it all on car parts)
We started looking when were got engaged and we bought a townhouse as my parents gave us 100k. Even without the 100k we could have been able to buy a place, just a bit smaller.
There were no tax benefits that I could remember, the material savings would have been splitting rent cost, only carrying one set of benefits (taxable), her not needing her own car as we got around fine (she had to learn stick).
The intangibles were meal costs as cooking for 2 is a lot easier/cheaper than 1.
So in conclusion. I probably wouldn't have been able to do it cause I like fucking around with cars, but wife would probably have managed even if she had moved out.
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