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HonestTea · 02-24-2026, 10:21 AM

Its ridiculously hard to save money for a down-payment. Fresh grads don't make much and then you start to pay off your student loans. In a perfect scenario, you're living at home with no hobbies and entertainment, and you're saving every single cent, but life's not perfect and you start helping family out while living at home or paying rent elsewhere, have hobbies, go out with friends, and start dating.

Yeah put down 5% on a $500K starter home ($25K) but do you have the salary to support your mortgage ($121k according to some affordability calculators)? Sure, things get easier once you find a partner, but does it really? I've seen some messy breakups once they've combined finances.

02-24-2026, 10:21 AM	#38263
HonestTea 2013, 2016, 2017 & 2018 NHL Fantasy RS1 Champion Join Date: Aug 2005 Location: Vancouver Posts: 7,242 Thanked 1,361 Times in 640 Posts Failed 66 Times in 38 Posts	Its ridiculously hard to save money for a down-payment. Fresh grads don't make much and then you start to pay off your student loans. In a perfect scenario, you're living at home with no hobbies and entertainment, and you're saving every single cent, but life's not perfect and you start helping family out while living at home or paying rent elsewhere, have hobbies, go out with friends, and start dating. Yeah put down 5% on a $500K starter home ($25K) but do you have the salary to support your mortgage ($121k according to some affordability calculators)? Sure, things get easier once you find a partner, but does it really? I've seen some messy breakups once they've combined finances.