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Vancouver Off-Topic / Current EventsThe off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.
C'mon, it's one day after ... do you think that everyone who got into a crash got around to claiming the next day? I think they can monitor it this whole week as people bring their cars in as a gauge of what happened on Tues.
My guess would be like 3-4x more than usual claims just seeing reports and clips of accidents. One car rolls down the hill and crashes into 4 or 5 vehicles!
According to icbc, claims jump up 94 percent compared to the day before. Maybe it time to have a policy regarding winter tires for our roads, or you get a discount if you have winter tires.
I think it should be law that u should atleast be running all-season or all weathers during winter time. For all the stupid shit cops give VIs for, this seems like no brainer to me.
Their driver factor will increase if they're at fault, which used to be your discount basically
The "no-fault" system is explained a little bit here.
Seems like its pertaining to claims of against bodily injury towards the at fault party.
It also seems put together to reduce the "bump in the parking lot and come out rubbing your neck" claims lol
Reads to me like you cannot sue the at fault party for damages beyond their ICBC coverage?
It's worse than that for injuries. You only receive compensation for medical expenses and lost wages from not working. ICBC is the last payer when it comes to lost wages, so you have to use up sick days, vacation, and EI before they cover up to 90%. There is no compensation for pain and suffering or quality of life. The only way you can get anything for that is for you to sue the at fault driver, and that's only if they were criminally charged like a DUI. I found this all put the hard way and have encountered so many examples of people who are shit out of luck from life-altering injuries.
It's worse than that for injuries. You only receive compensation for medical expenses and lost wages from not working. ICBC is the last payer when it comes to lost wages, so you have to use up sick days, vacation, and EI before they cover up to 90%. There is no compensation for pain and suffering or quality of life. The only way you can get anything for that is for you to sue the at fault driver, and that's only if they were criminally charged like a DUI. I found this all put the hard way and have encountered so many examples of people who are shit out of luck from life-altering injuries.
Yeah some parts of the system are pretty terrible, unfortunately we can thank all those people who abused the system, treated every accident like winning the lotto, exaggerated injuries and drove all our rates up to the point of being absurd.
It's unfortunate that people are going to get screwed the way the system is now.
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“The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I don´t care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. That´s how winning is done. Now, if you know what you worth, go out and get what you worth.” - Rocky Balboa
So if I get seriously injured in a crash, and can’t work anymore in the same capacity, I can’t sue the other guy/icbc for future loss of income and future care costs ?
My wife and her mother were both run over by a vehicle about 25 years ago on Broadway. Driver passed out (diabetes) and drove up the sidewalk, one person died a bunch injured. My wife and her mom received a total of about $10k. That’s 3k per axle that rolled over them (mom got completely run over, wife only the one axle). Not sure the laws were so great before…. Saying that, the payouts were low because they had so many payouts to cover in the incident. My wife closes her eyes to this day when driving through the area, not to mention an entire lifetime of pain to go along with it.
If this is true what's the point of paying for more coverage?
From ICBC
Quote:
Protection if you’re responsible for a crash
Your Basic insurance includes $200,000 in Third Party Liability (TPL) coverage. Under Enhanced Care, the need to sue for accident benefits or vehicle damage against the driver responsible is removed, however, TPL continues to be important in certain circumstances (e.g. non-vehicle property damage or driving out of province) and can protect you in situations where the law permits the other driver to sue. If you want to increase the amount of coverage you have in the event you're responsible for a crash, you may want to consider Extended Third Party Liability coverage, an optional Autoplan product.
As of third party liability this is why you want more.
“The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I don´t care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. That´s how winning is done. Now, if you know what you worth, go out and get what you worth.” - Rocky Balboa
How do you get rid of ice patches in your walkway?
I've been battling this stubborn ice patch that mysteriously only built up right at the bottom of the staircase.
Anyway, I've been putting Alaskan ice melt salt on it, waiting 15-20 mins, then breaking the ice/shovelling it away. Did a few cycles of that last night, and it seemed like the ice actually just spread even more, lol.
Maybe because the salt is melting it into water, then it's freezing again, making more ice. wtff.. I kept breaking the ice each time. Even used a rubber mallet to crack up all the ice before shoveling the pieces away. I thought all was good.
Tonight, I noticed the same area has ice again. I basically did the same thing as I did last night. This time, after I was done, I put fresh snow on the area to try to absorb up any water. And then shovel the snow away. It may have worked... but hard to tell. Cause now there's a dust of slush/snow in the area. Maybe that'll turn into ice by tomorrow.
There must be a more effective way...
__________________ __________________________________________________ Last edited by AzNightmare; Today at 10:09 AM
EDIT: I reread your post, lol. The ice is coming from somewhere. Leaking gutters? Plugged downpipes? Put down a piece of plastic or cardboard in the area and see what that does.
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"there but for the grace of god go I"
Quote:
Youth is, indeed, wasted on the young.
YODO = You Only Die Once.
Dirty look from MG1 can melt steel beams.
"There must be dissonance before resolution - MG1" a musical reference.
EDIT: I reread your post, lol. The ice is coming from somewhere. Leaking gutters? Plugged downpipes? Put down a piece of plastic or cardboard in the area and see what that does.
No idea where's it coming from. There's no gutters near that area.
Tbh, I think the ice from today was just from the leftover water from last night after the ice melted.
That ice chopper seems handy. I'll think about getting one if the ice remains tomorrow, lolol.
Is this actually good for black ice? Or just snow/ice like in that video clip?
__________________ __________________________________________________ Last edited by AzNightmare; Today at 10:09 AM
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It's not about being better prepared it's about actually getting off their asses and doing something bcuz they know it's coming well in advance every single year
Thick, slushy snow has been falling for a few hours on the S2S. The highway is a mess with jack knifed semis and traffic not really moving - at least from Brittania north. Not a good day to travel to Whistler.
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