View Single Post
Old 02-25-2026, 10:39 AM   #38318
supafamous
RS has made me the bitter person i am today!
 
Join Date: Mar 2011
Location: Vancouver
Posts: 4,867
Thanked 5,635 Times in 2,277 Posts
Failed 123 Times in 58 Posts
Quote:
Originally Posted by CivicBlues View Post
Monthly or Annual doesn't matter. You're missing my point. 25x your yearly expenses (or 300x your monthly expenses) doesn't set you up for a 25 year retirement, it sets you up for life.

Look up the 4% rule.
FWIW, it's increasingly looking like 4.5% or even 5% withdrawals are possible but with all retirement planning you have to err on the safe side - you do not want to run out of money at age 90.
__________________
Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
supafamous is offline   Reply With Quote
This post thanked by: