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08-21-2025, 09:30 PM
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#6476
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I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007
Location: Vancouver BC
Posts: 22,232
Thanked 10,011 Times in 3,975 Posts
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what are some EV's that has comparable ins premiums to gas counterparts?
i was just reading some people with ~20 year clean record was paying $2800/y for new RX hybrid? hot damn
the much higher premiums wipe out a massive chunk of the gas savings
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08-21-2025, 09:55 PM
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#6477
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RS.net, helping ugly ppl have sex since 2001
Join Date: Aug 2007
Location: Paradise, BC
Posts: 8,358
Thanked 8,129 Times in 3,379 Posts
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I am actually not that surprised -- the RX 350h is a $66k vehicle, and the RX 500h is a $85.6k vehicle. Hybrid components are not cheap to fix. So while $2800 certainly seems a bit high, it doesn't seem excessively so.
With the way prices are looking, I think I'm gonna end up driving my pos shxtbox for at least another 10 - 15 years... 
(and enjoy it's $1400-ish / yr insurance)
Quote:
Originally Posted by twitchyzero
what are some EV's that has comparable ins premiums to gas counterparts?
i was just reading some people with ~20 year clean record was paying $2800/y for new RX hybrid? hot damn
the much higher premiums wipe out a massive chunk of the gas savings
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__________________
Quote:
Originally Posted by westopher
The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid.
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08-21-2025, 10:47 PM
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#6478
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RS Veteran
Join Date: Dec 2001
Location: Your Location
Posts: 33,892
Thanked 15,478 Times in 6,535 Posts
Failed 550 Times in 370 Posts
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Quote:
Originally Posted by Traum
With the way prices are looking, I think I'm gonna end up driving my pos shxtbox for at least another 10 - 15 years...
(and enjoy it's $1400-ish / yr insurance) |
Are you daily driving a Mazda 2? If so, I have questions for you. 
__________________
Stock & Noob Meet 2026 - Stay Tuned!
Quote:
Originally Posted by whitev70r
you broke my heart :rukidding:
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08-21-2025, 10:57 PM
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#6479
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Need to Shave n Shower, but I CANT STOP POSTING ON RS
Join Date: Apr 2007
Location: Okanagan
Posts: 17,609
Thanked 10,429 Times in 4,558 Posts
Failed 435 Times in 233 Posts
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Quote:
Originally Posted by bcrdukes
I think we have to take our accountant hats off and reframe how Toyota approached the LFA. I don't think they were out to make money from it.
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Maybe not directly, but it's great for marketing, and that's a way better way to spend money than making a shitty TV commercial or whatever.
__________________
1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed]
Quote:
Originally Posted by maksimizer
half those dudes are hotter than ,my GF.
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Quote:
Originally Posted by RevYouUp
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
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Quote:
Originally Posted by Good_KarMa
OH thank god. I thought u had sex with my wife. :cry:
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08-21-2025, 11:09 PM
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#6480
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RS.net, helping ugly ppl have sex since 2001
Join Date: Aug 2007
Location: Paradise, BC
Posts: 8,358
Thanked 8,129 Times in 3,379 Posts
Failed 261 Times in 147 Posts
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Quote:
Originally Posted by bcrdukes
Are you daily driving a Mazda 2? If so, I have questions for you. |
Shoot away -- here in the forum, or via DM. I'll answer them at best I can.
__________________
Quote:
Originally Posted by westopher
The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid.
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08-22-2025, 12:41 PM
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#6481
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Los Bastardo owned my ass at least once
Join Date: Mar 2006
Location: Vancouver
Posts: 6,148
Thanked 4,854 Times in 2,263 Posts
Failed 73 Times in 47 Posts
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Quote:
Originally Posted by twitchyzero
what are some EV's that has comparable ins premiums to gas counterparts?
i was just reading some people with ~20 year clean record was paying $2800/y for new RX hybrid? hot damn
the much higher premiums wipe out a massive chunk of the gas savings
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Our X5 PHEV is 2500/y iirc. My M3 is also $2200/y. Based on value of the vehicle and cost to repair, they are roughly inline with each other.
Our X3 was 1800/y. It was as low as 1300/y at one point but has gone up quite a lot.
This is all based on leisure use. The spread between ICBC and BCAA optional was small for us.
Quote:
Originally Posted by Traum
I am actually not that surprised -- the RX 350h is a $66k vehicle, and the RX 500h is a $85.6k vehicle. Hybrid components are not cheap to fix. So while $2800 certainly seems a bit high, it doesn't seem excessively so.
With the way prices are looking, I think I'm gonna end up driving my pos shxtbox for at least another 10 - 15 years...
(and enjoy it's $1400-ish / yr insurance) |
I'm surprised you are paying so much on the 2. I'd think it'd be down in the 1100, not that 300/y is a HUGE difference.
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08-22-2025, 01:27 PM
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#6482
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RS.net, helping ugly ppl have sex since 2001
Join Date: Aug 2007
Location: Paradise, BC
Posts: 8,358
Thanked 8,129 Times in 3,379 Posts
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Quote:
Originally Posted by EvoFire
I'm surprised you are paying so much on the 2. I'd think it'd be down in the 1100, not that 300/y is a HUGE difference.
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Just checked again, and it's a hair below $1300 for full coverage -- liabilty + collision + comprehensive. Add the $50-something licence fee, and it's ~$1350 for the year.
FWIW, my driver factor is 0.511. I think I'm easily claim-free for the past 10+ years?
__________________
Quote:
Originally Posted by westopher
The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid.
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08-22-2025, 01:50 PM
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#6483
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Orgasm Donor & Alatar owned my ass twice!
Join Date: Apr 2014
Location: Van
Posts: 6,767
Thanked 2,734 Times in 1,484 Posts
Failed 247 Times in 152 Posts
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I've never had insurance below I think $1450. Model 3 $24xx. Regular V8 Lexus cars around $1650 a year.
I even asked for a quote on kei car and it was $14xx, and I was like WTF for 65hp
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08-22-2025, 06:11 PM
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#6484
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屎忽鬼
Join Date: Oct 2016
Location: Ricemond
Posts: 14,463
Thanked 16,339 Times in 6,218 Posts
Failed 579 Times in 322 Posts
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300 / 300 / 5 mill. Same for all cars
Hitlerbox - 1800
LExus Camry - 1600
Lexus RX - 1700
Lexus Ratrolla -2100 (how can this be so cheap ?!?)
Lexus potato sc430 - 1600
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08-22-2025, 06:50 PM
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#6485
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y'all better put some respeck on my name
Join Date: Dec 2002
Location: Vancouver
Posts: 18,928
Thanked 10,303 Times in 2,716 Posts
Failed 395 Times in 161 Posts
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I had a chance to experience the Lucid Air for a few hours in San Francisco last weekend through Four Seasons’ SF Lucid drive promotion, which allows guests to drive the car anywhere they like for up to 4 hours.
I have to say, I was very impressed with the Lucid. I love the styling, the interior quality was on par with high end luxury sedans, and the performance for such a big, heavy car was impressive. The only negatives were the weak audio system and the slightly laggy infotainment system. It’s definitely piqued my interest in the brand.
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08-22-2025, 08:26 PM
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#6486
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I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 39,479
Thanked 16,089 Times in 6,561 Posts
Failed 2,165 Times in 747 Posts
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At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck
__________________
Dank memes cant melt steel beams
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08-22-2025, 08:45 PM
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#6487
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RabidMod
Join Date: Aug 2003
Location: Toronto
Posts: 7,385
Thanked 2,760 Times in 1,051 Posts
Failed 126 Times in 42 Posts
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500 / 500 / 2 mil, w/ TD:
Highlander - $1061
i3 - $1329
__________________
Geriatric Motoring Club Member #37
Quote:
Originally Posted by EvoFire
I need to be reliably within 10-15mins of a baked pork chops rice with lemon tea.
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08-22-2025, 09:02 PM
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#6488
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RS.net, helping ugly ppl have sex since 2001
Join Date: Aug 2007
Location: Paradise, BC
Posts: 8,358
Thanked 8,129 Times in 3,379 Posts
Failed 261 Times in 147 Posts
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Quote:
Originally Posted by Hondaracer
At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck
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It is precisely when you contract Bose to do your audio system where you'll get a shxtty system LOL~
Burmester gets my vote for a high quality factory audio system. Then again, I'm too much of a peasant to own a car that has Burmester as the factory audio.
__________________
Quote:
Originally Posted by westopher
The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid.
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08-22-2025, 09:16 PM
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#6489
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Diagonally parked in a parallel universe
Join Date: Nov 2012
Location: YVR
Posts: 1,487
Thanked 1,360 Times in 638 Posts
Failed 67 Times in 24 Posts
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Quote:
Originally Posted by Badhobz
300 / 300 / 5 mill. Same for all cars
Hitlerbox - 1800
LExus Camry - 1600
Lexus RX - 1700
Lexus Ratrolla -2100 (how can this be so cheap ?!?)
Lexus potato sc430 - 1600
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My plan is
1000 collision
300 comprehensive
2million liability
iX $2300 ICBC (cheaper than model Y)
M4 $1800 ICBC basic, third party for comp/collision
IMO it’s better to run high deductibles as $1000 doesnt really put you into bankruptcy for most people.
Do you need to have collision on such old cars like the sc430/camry?
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08-22-2025, 09:24 PM
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#6490
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RS Veteran
Join Date: Dec 2001
Location: Your Location
Posts: 33,892
Thanked 15,478 Times in 6,535 Posts
Failed 550 Times in 370 Posts
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Quote:
Originally Posted by noclue
IMO it’s better to run high deductibles as $1000 doesnt really put you into bankruptcy for most people.
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Is there a higher deductible? Or is $1000 the highest?
__________________
Stock & Noob Meet 2026 - Stay Tuned!
Quote:
Originally Posted by whitev70r
you broke my heart :rukidding:
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08-22-2025, 09:36 PM
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#6491
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Diagonally parked in a parallel universe
Join Date: Nov 2012
Location: YVR
Posts: 1,487
Thanked 1,360 Times in 638 Posts
Failed 67 Times in 24 Posts
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Quote:
Originally Posted by bcrdukes
Is there a higher deductible? Or is $1000 the highest?
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You can go $2000, and $5000 I think but if you want roadstar plus it has to be $1000 max. Plus the savings dont go up as much as $300 to $1000.
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08-22-2025, 09:42 PM
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#6492
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My homepage has been set to RS
Join Date: Nov 2005
Location: bc
Posts: 2,315
Thanked 2,503 Times in 735 Posts
Failed 15 Times in 15 Posts
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Quote:
Originally Posted by Badhobz
300 / 300 / 5 mill. Same for all cars
Hitlerbox - 1800
LExus Camry - 1600
Lexus RX - 1700
Lexus Ratrolla -2100 (how can this be so cheap ?!?)
Lexus potato sc430 - 1600
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thats nuts 
__________________
what 7 you say?!
你老母炒蟹
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08-22-2025, 09:59 PM
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#6493
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Los Bastardo owned my ass at least once
Join Date: Mar 2006
Location: Vancouver
Posts: 6,148
Thanked 4,854 Times in 2,263 Posts
Failed 73 Times in 47 Posts
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Quote:
Originally Posted by Hondaracer
At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck
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I have never experienced a good Bose system in a car.
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08-22-2025, 10:00 PM
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#6494
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Los Bastardo owned my ass at least once
Join Date: Mar 2006
Location: Vancouver
Posts: 6,148
Thanked 4,854 Times in 2,263 Posts
Failed 73 Times in 47 Posts
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Quote:
Originally Posted by Traum
It is precisely when you contract Bose to do your audio system where you'll get a shxtty system LOL~
Burmester gets my vote for a high quality factory audio system. Then again, I'm too much of a peasant to own a car that has Burmester as the factory audio.
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Bowers & Wilkins in the X5 is amazing. But you really can truly enjoy it while driving as there's just too many noises. You need to shut all the windows and park the car, then you can enjoy the sound stage.
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08-22-2025, 11:05 PM
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#6495
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Need to Shave n Shower, but I CANT STOP POSTING ON RS
Join Date: Apr 2007
Location: Okanagan
Posts: 17,609
Thanked 10,429 Times in 4,558 Posts
Failed 435 Times in 233 Posts
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Quote:
Originally Posted by Hondaracer
At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck
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And laggy infotainment. There's zero excuse for that these days.
__________________
1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed]
Quote:
Originally Posted by maksimizer
half those dudes are hotter than ,my GF.
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Quote:
Originally Posted by RevYouUp
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
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Quote:
Originally Posted by Good_KarMa
OH thank god. I thought u had sex with my wife. :cry:
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08-23-2025, 05:14 AM
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#6496
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Performance Moderator
Join Date: Jun 2001
Location: Richmond
Posts: 19,309
Thanked 21,267 Times in 7,244 Posts
Failed 331 Times in 220 Posts
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Toyota needs to stop using JBL, the Supra had a fucking brutal sound system which is inexcusable in a car of it price range with everything copied from BMW already why not also the sound system?? Bizarre.
Mercedes Burneister system as mentioned above is really really good. Funny enough my second best sounding car is my 2004 Lexus IS300 with no name Toyota parts and no upgrades in 21 years.
The Miata’s Bose system is extremely bassy but not a good quality sound.
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08-23-2025, 06:46 AM
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#6497
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RS has made me the bitter person i am today!
Join Date: Mar 2011
Location: Vancouver
Posts: 4,795
Thanked 5,516 Times in 2,221 Posts
Failed 122 Times in 57 Posts
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Quote:
Originally Posted by 68style
The Miata’s Bose system is extremely bassy but not a good quality sound.
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The Miata is so loud that a sound system seems superfluous.
__________________
Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
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08-23-2025, 07:28 AM
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#6498
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I *Fwap* *Fwap* *Fwap* to RS
Join Date: Jul 2015
Posts: 1,578
Thanked 1,529 Times in 743 Posts
Failed 4 Times in 4 Posts
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Quote:
Originally Posted by 68style
Toyota needs to stop using JBL, the Supra had a fucking brutal sound system which is inexcusable in a car of it price range with everything copied from BMW already why not also the sound system?? Bizarre.
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The Z4's (and frankly 1/2/3/4 series') Harmon Kardon system is no better. Both JBL and HK are owned by Samsung, so the audio hardware behind the grill is probably the same anyway between the Z4 and Supra.
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08-23-2025, 08:51 AM
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#6499
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Rs has made me the man i am today!
Join Date: Mar 2011
Location: NYC
Posts: 3,049
Thanked 2,239 Times in 954 Posts
Failed 60 Times in 18 Posts
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Quote:
Originally Posted by Hondaracer
At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck
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Let me blow ur mind:
Porsche Burmester, Bose, and base audio use the EXACT same core speakers.
The only thing that changes is amp & DSP + some similarly shitty satellite speakers.
Lucid needs to get head out of the sand - the noise floor is low so they tuned a very flat frequency response. Great for audiophiles but not very pleasing to listen to.
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Last edited by AstulzerRZD; 08-23-2025 at 09:01 AM.
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08-23-2025, 10:28 AM
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#6500
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I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 39,479
Thanked 16,089 Times in 6,561 Posts
Failed 2,165 Times in 747 Posts
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Quote:
Originally Posted by EvoFire
I have never experienced a good Bose system in a car.
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G37 has a Bose system, sounds pretty good
I was just using Bose as an example though, like contract out the system to an actual audio company as opposed to using proprietary hardware from your own brand
__________________
Dank memes cant melt steel beams
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